Clear fees. Clear expectations.
We believe you should understand how your advisor is paid, what the relationship includes, and which costs may sit outside the advisory fee before you decide whether we are the right fit.
Request an IntroductionEvery rate, in writing.
One page, every rate, corporate included.
Insight Corporate WealthAnnual advisory fees
Corporate investment accounts start at $1 million. Corporate accounts within a household are aggregated separately from personal accounts.
| Corporate assets | Annual advisory rate |
|---|---|
| First $3 million | 0.75% |
| Next $2 million ($3M–$5M) | 0.50% |
| Above $5 million | 0.25% |
Important information about fees
The advisory fees shown above reflect our fees for advice and services. They do not include additional costs that may apply to your investments or accounts, such as underlying investment management expenses, transaction charges, account fees, or applicable taxes. Actual costs depend on your investments and account arrangements and are disclosed through the applicable account documentation and regulatory reporting.
Insight Private WealthAnnual advisory fees
Personal accounts are aggregated at the household level for the applicable pricing schedule.
| Household assets | Annual advisory rate |
|---|---|
| First $3 million | 0.95% |
| Next $2 million ($3M–$5M) | 0.75% |
| Next $5 million ($5M–$10M) | 0.50% |
| Above $10 million | 0.25% |
Important information about fees
The advisory fees shown above reflect our fees for advice and services. They do not include additional costs that may apply to your investments or accounts, such as underlying investment management expenses, transaction charges, account fees, or applicable taxes. Actual costs depend on your investments and account arrangements and are disclosed through the applicable account documentation and regulatory reporting.
A separate, optional 30-day engagement for more complex corporate investment situations requiring detailed analysis and written recommendations. The diagnostic fee is not credited against ongoing advisory fees.
Published in writing. The same corporate rate is shown on our Insight Corporate Wealth page. Corporate portfolios are built with Dimensional funds: low-distribution and oriented to capital gains, built for how corporate money is taxed.
Two advisory relationships. Clearly defined services.
Insight Planning offers two distinct advisory relationships, each with its own scope of services and applicable fees.
Insight Corporate Wealth focuses on managing investments held inside a corporation, including tax-aware investment management, reporting and coordination with the client’s accountant.
Insight Private Wealth provides broader investment management and financial planning for individuals and families.
Clients may engage either service or both.
The services, responsibilities and fees applicable to each relationship are documented in writing before an engagement begins.
Asset-based advice
The advisory fee is based on the investable assets we manage and the scope of work agreed with you.
Disclosed in writing
You receive the applicable rate, services, and other relevant costs before you commit.
No exit fee
Insight Planning does not charge an exit fee. Applicable dealer or third-party account transfer and closure charges may still apply.
Clients are free to end the advisory relationship, subject to the applicable account terms.
How are your advisory fees calculated?
Our annual advisory fees use graduated rates. Each rate applies only to the portion of assets within its tier. The effective percentage declines as the value of assets within the relationship increases.
Illustrative advisory fee on $5 million in corporate investment assets
- 0.75% on the first $3 million = $22,500
- 0.50% on the next $2 million = $10,000
Total annual advisory fee: $32,500 (0.65% effective rate)
Average monthly equivalent: approximately $2,708
Illustrative advisory fee on $5 million in Private Wealth assets
- 0.95% on the first $3 million = $28,500
- 0.75% on the next $2 million = $15,000
Total annual advisory fee: $43,500 (0.87% effective rate)
Average monthly equivalent: $3,625
These are illustrations of advisory fees only, assuming a constant $5 million value for a full year. Actual billed amounts can change with account values; fees are billed monthly. Other applicable costs and taxes are explained above.
Different services for different needs.
Insight Corporate Wealth
A focused investment-management relationship for corporately held assets.
Services include:
- A written Corporate Investment Policy Statement.
- Ongoing investment management, monitoring and appropriate rebalancing.
- Tax-aware corporate investment decisions.
- Customized quarterly investment reporting.
- Proactive coordination with the client’s authorized accountant.
- An annual investment review and additional meetings when warranted.
- Corporate investment tax reporting to support the accountant’s work.
Insight Private Wealth
A broader advisory relationship addressing personal and family wealth.
Depending on the agreed scope, services may include:
- Investment management.
- Financial and retirement planning.
- Personal investment and tax planning considerations.
- Estate and succession planning considerations.
- Guidance around significant financial decisions.
- Coordination with accountants, lawyers and other professionals.
Clients requiring broader services may separately engage Insight Private Wealth.
Some expenses may sit outside the advisory fee.
Depending on your accounts and the work required, separate costs can include investment-fund or ETF management expenses, trading or custody charges, and fees paid directly to tax, legal, insurance, or accounting professionals. We should identify applicable costs before implementation.
What will change in investment cost reporting in 2027?
Beginning in 2027, enhanced annual cost reports will provide more information about applicable investment fund expenses, alongside advisor and dealer charges already reported. Our published advisory fees are one component of the costs you may incur. Learn how Total Cost Reporting works.
What people usually want to know.
Do you publish your fees?
Yes. Both advisory fee schedules are published on this page, in writing: one for Insight Private Wealth and one for corporate investment accounts. Each rate applies only to the assets within its tier.
What is your minimum?
Our minimum for new client relationships is $1,000,000 in investable assets.
Can I leave if the relationship is not right?
Yes. Insight Planning does not charge an exit fee. Applicable dealer or third-party account transfer and closure charges may still apply. Clients are free to end the advisory relationship, subject to the applicable account terms.
Can I see the fee details before deciding?
Yes. Ask us to walk through the proposed fee, the services included, and any separate costs before you sign an agreement.
Want the fee conversation in plain English?
Bring your questions, your current statements, or simply a sense that your financial life has become difficult to coordinate.
Request an Introduction